{"id":1523,"date":"2023-02-21T14:59:59","date_gmt":"2023-02-21T14:59:59","guid":{"rendered":"https:\/\/nwdebtdefense.com\/?p=1523"},"modified":"2023-11-10T10:14:53","modified_gmt":"2023-11-10T10:14:53","slug":"what-is-a-chapter-7-debt-discharge","status":"publish","type":"post","link":"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/","title":{"rendered":"What Is a Chapter 7 Debt Discharge?"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Need_Relief_from_Debt_Our_Chapter_7_Bankruptcy_Lawyers_Can_Help\"><\/span><span style=\"font-weight: 400;\">Need Relief from Debt? Our Chapter 7 Bankruptcy Lawyers Can Help.<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-66284aec1e2ba\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-66284aec1e2ba\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/#Need_Relief_from_Debt_Our_Chapter_7_Bankruptcy_Lawyers_Can_Help\" title=\"Need Relief from Debt? Our Chapter 7 Bankruptcy Lawyers Can Help.\">Need Relief from Debt? Our Chapter 7 Bankruptcy Lawyers Can Help.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/#What_is_Chapter_7_Debt_Discharge\" title=\"What is Chapter 7 Debt Discharge?\">What is Chapter 7 Debt Discharge?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/#What_is_the_Purpose_of_Chapter_7_Debt_Discharge\" title=\"What is the Purpose of Chapter 7 Debt Discharge?\">What is the Purpose of Chapter 7 Debt Discharge?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/#Eligibility_for_Chapter_7_Debt_Discharge\" title=\"Eligibility for Chapter 7 Debt Discharge\">Eligibility for Chapter 7 Debt Discharge<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/#The_Chapter_7_Filing_Process\" title=\"The Chapter 7 Filing Process\">The Chapter 7 Filing Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/#Debts_that_Can_and_Cannot_Be_Discharged\" title=\"Debts that Can and Cannot Be Discharged\">Debts that Can and Cannot Be Discharged<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/#Effects_of_Chapter_7_Debt_Discharge\" title=\"Effects of Chapter 7 Debt Discharge\">Effects of Chapter 7 Debt Discharge<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/nwdebtdefense.com\/what-is-a-chapter-7-debt-discharge\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><span style=\"font-weight: 400;\">Chapter 7 bankruptcy is a popular option for many for good reason. Those struggling with mounting debts in the form of medical expenses and credit card bills can file for this bankruptcy type. It is important to learn what is a chapter 7 debt discharge in Seattle, WA through a bankruptcy attorney if you wish to liquidate non-exempt assets and get debt relief smoothly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chapter 7 bankruptcy is a process that is overseen by the<\/span><a href=\"https:\/\/www.wawb.uscourts.gov\/\"><span style=\"font-weight: 400;\"> United States Bankruptcy Court for the Western District of Washington. <\/span><\/a><span style=\"font-weight: 400;\">While it is a great option for those whose income is below the state median, there are still certain requirements for filing chapter 7 bankruptcy in Seattle, WA and hiring a bankruptcy attorney can help smoothen matters out so you don\u2019t have to struggle.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we&#8217;ll explore what is a Chapter 7 debt discharge in Seattle, WA, who is eligible for it, the filing process, and the effects of a debt discharge on your financial future. Additionally, we&#8217;ll highlight the importance of consulting with an <\/span><a href=\"https:\/\/nwdrlf.com\/\"><span style=\"font-weight: 400;\">experienced Chapter 7 bankruptcy lawyer<\/span><\/a><span style=\"font-weight: 400;\"> in Seattle, WA, to help you navigate the complex legal procedures and protect your rights.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">What is Chapter 7 debt discharge?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Purpose of Chapter 7 Debt Discharge<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Eligibility for Chapter 7 Debt Discharge<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Chapter 7 Filing Process<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Debts that Can and Cannot Be Discharged<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Effects of Chapter 7 Debt Discharge<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hiring a Chapter 7 Bankruptcy Lawyer<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Chapter_7_Debt_Discharge\"><\/span><span style=\"font-weight: 400;\">What is Chapter 7 Debt Discharge?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Chapter 7 debt discharge is a legal process that allows individuals or businesses to obtain relief from their unsecured debts by liquidating their non-exempt assets. The bankruptcy process is overseen by the <\/span><a href=\"https:\/\/www.uscourts.gov\/services-forms\/bankruptcy\"><span style=\"font-weight: 400;\">United States Bankruptcy Court<\/span><\/a><span style=\"font-weight: 400;\"> for the Western District of Washington and a bankruptcy trustee who is appointed to oversee the liquidation of assets.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are struggling with bankruptcy, know that an attorney is ready to help you. Get in touch with a bankruptcy lawyer in order to fully understand what is a chapter 7 debt discharge in Seattle, WA.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_Purpose_of_Chapter_7_Debt_Discharge\"><\/span><span style=\"font-weight: 400;\">What is the Purpose of Chapter 7 Debt Discharge?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The purpose of <\/span><a href=\"https:\/\/nwdrlf.com\/chapter-7-bankruptcy-lawyer\/\"><span style=\"font-weight: 400;\">Chapter 7 debt <\/span><\/a><span style=\"font-weight: 400;\">discharge is to provide a legal mechanism for debtors to obtain relief from their debts and achieve a fresh financial start, while also balancing the interests of creditors and preserving the integrity of the bankruptcy system in the Western District of Washington.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, the purpose of Chapter 7 debt discharge is not to allow debtors to evade their financial responsibilities or abuse the bankruptcy system. The bankruptcy process is designed to be fair and equitable to both the debtor and the creditor, and bankruptcy courts may dismiss or deny a Chapter 7 bankruptcy case if the debtor fails to meet the eligibility requirements or engages in fraudulent behavior.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Need to know what is a chapter 7 debt discharge in Seattle, WA? Contact Northwest Debt Relief Law Firm right now. A lawyer will be by your side to guide you through the complex process.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Eligibility_for_Chapter_7_Debt_Discharge\"><\/span><span style=\"font-weight: 400;\">Eligibility for Chapter 7 Debt Discharge<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To be <\/span><a href=\"https:\/\/nwdrlf.com\/chapter-7-bankruptcy-lawyer\/will-i-qualify-for-chapter-7\/\"><span style=\"font-weight: 400;\">eligible for Chapter 7 debt discharge<\/span><\/a><span style=\"font-weight: 400;\">, an individual or business must meet certain requirements:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Means Test: <\/b><span style=\"font-weight: 400;\">The debtor must <\/span><a href=\"https:\/\/nwdrlf.com\/chapter-7-bankruptcy-lawyer\/chapter-7-means-test\/\"><span style=\"font-weight: 400;\">pass a means test<\/span><\/a><span style=\"font-weight: 400;\"> to determine if their income is below the state median. If the debtor&#8217;s income is above the median, they may still qualify for Chapter 7 if their disposable income is not sufficient to pay off their debts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit Counseling: <\/b><span style=\"font-weight: 400;\">The debtor must complete a credit counseling course from a court-approved agency within 180 days prior to filing for bankruptcy.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asset Exemptions:<\/b><span style=\"font-weight: 400;\"> The debtor must claim exemptions for certain assets, such as a primary residence, a car, household goods, and retirement accounts. If an asset is not exempt, it may be subject to liquidation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Previous Bankruptcy Discharge:<\/b><span style=\"font-weight: 400;\"> If the debtor has received a Chapter 7 bankruptcy discharge within the past eight years, they may be ineligible for another discharge.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">However, it&#8217;s important to note that bankruptcy courts may dismiss or deny a Chapter 7 bankruptcy case if the debtor fails to meet the eligibility requirements or engages in fraudulent behavior. Call a bankruptcy attorney in order to help you understand what is a chapter 7 debt discharge in Seattle, WA.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Chapter_7_Filing_Process\"><\/span><span style=\"font-weight: 400;\">The Chapter 7 Filing Process<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The Chapter 7 filing process in Seattle, WA typically involves several steps:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit counseling: <\/b><span style=\"font-weight: 400;\">Before filing for bankruptcy, debtors must undergo credit counseling from an approved agency within 180 days of filing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Filing the petition:<\/b><span style=\"font-weight: 400;\"> Debtors must file a petition for bankruptcy with the United States Bankruptcy Court for the Western District of Washington. The petition should include information about the debtor&#8217;s income, debts, assets, and expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Automatic stay:<\/b><span style=\"font-weight: 400;\"> Once the petition is filed, an automatic stay goes into effect, which stops most collection actions by creditors.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Appointment of a trustee:<\/b><span style=\"font-weight: 400;\"> A bankruptcy trustee is appointed to oversee the case and review the debtor&#8217;s assets and debts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Meeting of creditors:<\/b><span style=\"font-weight: 400;\"> The debtor must attend a <\/span><a href=\"https:\/\/nwdrlf.com\/chapter-7-bankruptcy-lawyer\/chapter-seven-bankruptcy-meeting-of-the-creditors\/\"><span style=\"font-weight: 400;\">meeting of creditors<\/span><\/a><span style=\"font-weight: 400;\">, where the trustee and creditors can ask questions about the case.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Liquidation of non-exempt assets:<\/b><span style=\"font-weight: 400;\"> If the debtor has non-exempt assets, the trustee may liquidate them to pay off the debts. However, the debtor can claim exemptions for certain assets to protect them from liquidation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Debt discharge:<\/b><span style=\"font-weight: 400;\"> If the case is approved by the bankruptcy court, the debtor may obtain a debt discharge, which releases them from their legal obligation to repay certain debts.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Learning if you are eligible for chapter 7 bankruptcy along with what the filing process is like is just the first step towards getting your life back together. In order to fully understand what is a chapter 7 debt discharge in Seattle, WA, contact a lawyer from Northwest Debt Relief Law Firm immediately.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Debts_that_Can_and_Cannot_Be_Discharged\"><\/span><span style=\"font-weight: 400;\">Debts that Can and Cannot Be Discharged<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Chapter 7 debt discharge can provide relief for certain debts, but not all debts can be discharged. Here is a general overview of the debts that can and cannot be discharged through <a href=\"https:\/\/nwdebtdefense.com\/which-debts-are-discharged-in-chapter-7-bankruptcy\/\">Chapter 7 bankruptcy<\/a>:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Debts that Can Be Discharged:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Credit card debt<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical bills<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personal loans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Utility bills<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lawsuits and judgments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Overdue rent<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Overpayments of public benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business debts (for sole proprietorships)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Debts that Cannot Be Discharged:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Child support and alimony<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Most tax debts<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Student loans (with some exceptions)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Debts incurred through fraud or intentional wrongdoing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Court fines and penalties<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Debts from willful or malicious injury to another person or their property<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Debts incurred after filing for bankruptcy<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It&#8217;s important to note that while some debts may be eligible for discharge through Chapter 7 bankruptcy, others may not. Additionally, if a debtor has secured debts, such as a mortgage or car loan, they may need to continue making payments to keep the asset. Talk to a bankruptcy lawyer should you need any help.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Effects_of_Chapter_7_Debt_Discharge\"><\/span><span style=\"font-weight: 400;\">Effects of Chapter 7 Debt Discharge<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Chapter 7 debt discharge can have both positive and negative effects on the debtor&#8217;s financial situation. Here is a general overview of the effects:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Positive Effects:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Debt Relief:<\/b><span style=\"font-weight: 400;\"> Chapter 7 bankruptcy can provide significant relief from unsecured debts, such as credit card debt and medical bills, by eliminating the legal obligation to repay those debts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Automatic Stay<\/b><span style=\"font-weight: 400;\">: Filing for Chapter 7 bankruptcy initiates an automatic stay, which stops most collection actions by creditors, including wage garnishments, lawsuits, and phone calls.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fresh Start<\/b><span style=\"font-weight: 400;\">: Chapter 7 bankruptcy can provide debtors with a fresh start and the opportunity to rebuild their credit and financial future.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Negative Effects:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit Score:<\/b><span style=\"font-weight: 400;\"> Chapter 7 bankruptcy can have a significant negative impact on the debtor&#8217;s credit score, which can make it difficult to obtain credit in the future.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asset Liquidation:<\/b><span style=\"font-weight: 400;\"> In some cases, the trustee may liquidate non-exempt assets to repay creditors, which can result in the loss of valuable property.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Public Record:<\/b><span style=\"font-weight: 400;\"> Chapter 7 bankruptcy is a matter of public record, which can make it difficult to obtain certain jobs or professional licenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Limited Eligibility:<\/b><span style=\"font-weight: 400;\"> Chapter 7 bankruptcy may not be an option for debtors who fail to meet the eligibility requirements or who have certain types of debts that cannot be discharged.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">Conclusion<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Chapter 7 debt discharge can be a viable option for individuals struggling with unmanageable debt. However, it&#8217;s important to understand the eligibility criteria, the filing process, and the potential impact on your financial future. That&#8217;s why hiring a trusted and experienced Chapter 7 bankruptcy lawyer is crucial for a successful outcome.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are considering filing for Chapter 7 bankruptcy in Seattle, WA, consider Northwest Debt Relief Law Firm in Seattle, WA. The firm\u2019s team of experienced bankruptcy attorneys has helped countless individuals and families <\/span><a href=\"https:\/\/nwdrlf.com\/re-building-credit-after-bankruptcy\/\"><span style=\"font-weight: 400;\">achieve debt relief<\/span><\/a><span style=\"font-weight: 400;\"> through Chapter 7 bankruptcy. Contact Northwest Debt Relief Law Firm today to schedule a consultation and discuss your options for debt relief.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Need Relief from Debt? Our Chapter 7 Bankruptcy Lawyers Can Help. Chapter 7 bankruptcy is a popular option for many for good reason. Those struggling with mounting debts in the form of medical expenses and credit card bills can file for this bankruptcy type. It is important to learn what is a chapter 7 debt [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1482,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39,24],"tags":[],"_links":{"self":[{"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/posts\/1523"}],"collection":[{"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/comments?post=1523"}],"version-history":[{"count":2,"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/posts\/1523\/revisions"}],"predecessor-version":[{"id":1604,"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/posts\/1523\/revisions\/1604"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/media\/1482"}],"wp:attachment":[{"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/media?parent=1523"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/categories?post=1523"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nwdebtdefense.com\/wp-json\/wp\/v2\/tags?post=1523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}