{"id":1225,"date":"2022-06-20T06:16:40","date_gmt":"2022-06-20T06:16:40","guid":{"rendered":"https:\/\/nwdebtdefense.com\/?page_id=1225"},"modified":"2023-11-10T09:46:15","modified_gmt":"2023-11-10T09:46:15","slug":"personal-loans","status":"publish","type":"page","link":"https:\/\/nwdebtdefense.com\/personal-loans\/","title":{"rendered":"Personal Loans (Debt Defense)"},"content":{"rendered":"
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Personal Loan Debt Defense Attorney in Washington<\/h2>\n

If you’re drowning in debt, paying your bills might not be the only thing on your mind. You may be subjected to harassing phone calls from collection agencies or even litigation that jeopardize your property ownership and wages. Agencies may take you to court in some situations for debts that are no longer valid\u2014or debts that were never yours to pay.<\/p>\n

There are several debt collecting practices that are illegal under the law. You have rights that should be safeguarded if you are being harassed by a creditor or debt collector. You may even be able to file a lawsuit against the debt collector or collection agency for harassing you. The objective may be to have collection efforts dropped altogether or to have the amount due lowered in order to reach a settlement.<\/p>\n

We will explain your rights as a borrower and establish if collection agencies have violated those rights at Northwest Debt Defense Law Firm. Our professional personal loan debt defense attorneys in Oregon & Washington<\/a> have a track record of successfully defending clients and making affirmative claims against creditors, lenders, and debt collectors who have breached consumer protection laws.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Don\u2019t wait until the last minute to take action. Avoid a default judgment and stop collection efforts by taking a step forward today!<\/h2>\n<\/div>\n<\/h3>\n
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SCHEDULE A CONSULTATION<\/span><\/a><\/span><\/span><\/div>\n<\/div>\n<\/div>\n
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Why Do You Need a Personal Loan Debt Defense Attorney in Washington?<\/h2>\n

\"personalOur skilled personal loan debt defense attorney<\/a> will take legal action to safeguard your rights if you are being sued by your credit card company or a collection agency. We make sure that when your credit card company or financing firm collects debts, they obey the law and that the amounts they charge are not exaggerated or underestimated.<\/p>\n

We will stay by your side and fight for the best possible outcome without putting you through the stress of a lawsuit or dealing with the creditor’s lawyers.<\/p>\n

Debt Validation<\/h3>\n

Debt collectors must go through a procedure known as “debt validation” to get the ability to conduct a collection effort. Our personal loan debt defense attorney can ensure that creditors follow the law by validating the debt appropriately.<\/p>\n

When we see that a collection agency or creditor is not following the law to the letter, we challenge their unethical collection practices.<\/p>\n

Our knowledgeable personal loan debt defense attorney ensures that third-party debt collectors respect the law and follow the proper procedure while collecting on a debt. The creditor may be unable to collect on the debt if the validation and collection process were not followed correctly, and they may be subject to fines.<\/p>\n

Limits to Contacting Debtors<\/p>\n

The Federal Debt Collection Practices Act (FDCPA) restricts the debt collector’s ability to contact the debtor in certain ways. They have limitations on how frequently they may contact the debtor and what they can say during the conversation. Illegal debt collecting techniques include the following.<\/p>\n